Privacy Policy
- Date:
State-Specific Consumer Privacy Rights
At LendXpress (“Company,” “We,” “Us,” or “Our”), we are committed to safeguarding your privacy and ensuring the protection of any personal information we collect while operating our website, lendxpress.com (the “Website”). This Privacy Policy explains how LendXpress LLC collects, uses, protects, and discloses your personal information. Your privacy is important to us, and we take great care to secure the personally identifiable information you provide through our Website.
By using this Website and any services offered through it (“Services”), you agree to the terms outlined in this Privacy Policy, as well as our Terms and Conditions. If you disagree with any part of this Privacy Policy, please discontinue your use of the Website and Services immediately.
LendXpress provides financial solutions, including personal loans and resources to U.S. consumers. Our Service is designed for U.S. residents aged 18 and older.
Information We Collect
We collect personal information that can identify, describe, or be reasonably linked to you (“Personal Data”). This includes, but is not limited to:
Identifiers
- Name, phone number, email address, postal address, IP address, date of birth, and other unique identifiers such as social media handles.
Characteristics of Protected Classifications Under California or Federal Law
- Age, gender, marital status, military status, disability status, and medical information.
Internet or Other Electronic Network Activity
- Browsing history, search history, interactions with our Website or ads, device identifiers, and IP address.
Geolocation Data
- Information about the precise physical location of your device at specific times.
Commercial Information
- Records of personal property, financial information, products or services purchased, transaction histories, income range, debt amounts, and credit rating.
Professional or Employment Information
- Employment status, history, job title, and business-related information.
Inferences Drawn from Other Personal Data
- Profiling related to preferences, behavior, and financial needs.
Some of this data may be classified as Sensitive Personal Data under privacy laws, such as Social Security numbers and banking information. We use this Sensitive Data only for specific purposes, such as processing your loan application.
Website Use and Analytics
We automatically collect certain information when you visit our Website (“Usage Data”). This includes your browser type, IP address, browsing activity, operating system, and device details. This data helps us improve user experience and the functionality of our Website. If this Usage Data is linked to you, it will be considered Personal Data.
Communication & Opt-Out Options
Email Communications:
To unsubscribe from email communications, click the unsubscribe link at the bottom of any email or contact us at: opt-out@lendxpress.com.
Text Messages:
If you’ve opted to receive text messages, you can reply STOP to opt out or HELP for assistance. Data and message rates may apply.
Use of Personal Data
We process your Personal Data for the following business purposes:
Purpose
Categories of Personal Data Processed
To Provide Our Service
All categories of Personal Data
Contract Performance
All categories, including Sensitive Data.
Website Use & Analytics
Identifiers, Internet activity data
To communicate with You
Identifiers
Marketing & Promotions
All categories (opt-out available)
Request Management
All categories
Compliance
All categories
We may also use your Personal Data to meet legal requirements and enforce our rights.
Aggregated Data
We may aggregate or anonymize your Personal Data, so it cannot be used to identify you. This data can be used and shared without restriction.
Sharing Your Personal Data
We only share your information as described below:
Authorized Third-Party Service Providers:
We share your Personal Data with authorized service providers who assist us with customer support, opt-out processing, business analysis, and Website maintenance. This sharing is necessary to deliver our Services and cannot be restricted.
Social Media and Analytics Companies:
We may share data with social media and analytics companies to improve our Website and services.
Legal Requirements:
We may disclose your Personal Data if required by law or if we believe such disclosure is necessary to protect the rights, safety, or property of our users or third parties.
Tracking Technologies ?
We use cookies and other tracking technologies, including:
- Necessary Cookies: Essential for the Website’s operation.
- Functional Cookies: Store your preferences for future visits.
- Analytics Cookies: Help us measure Website performance.
- Marketing Cookies: Track user activity for marketing purposes.
We also use tracking pixels to monitor engagement with our Website and emails. You may disable cookies in your browser settings, but this may limit certain Website functionalities.
Transfer of Personal Data
Your information may be transferred and processed outside of your state, province, or country. By using our Website and Services, you consent to these transfers. We take all necessary steps to protect your data during these transfers.
Retention of Personal Data
We retain your Personal Data only for as long as necessary to fulfill the purposes outlined in this Privacy Policy or comply with legal obligations. Usage Data may be retained for analytics purposes.
State-Specific Consumer Privacy Rights
Residents of California, Colorado, Connecticut, Nevada, or Virginia may have additional privacy rights, including:
To exercise these rights, email us at privacy@lendxpress.com.
- Right to Opt-Out: You can opt out of the sale or sharing of your Personal Data. Click here to submit a request.
- Right to Know:
- You may request information about the personal data we collect on you.
- Right to Correct or Delete Data: You may request corrections or deletions of your Personal Data, subject to legal exceptions.
- Right to Appeal:You have the right to appeal decisions regarding your privacy requests.
To exercise these rights, email us at privacy@lendxpress.com.
Children's Privacy
Our Website and Services are intended for individuals aged 18 and older. We do not knowingly collect information from children under 18. If you believe your child has provided us with Personal Data, please contact us immediately.
Links to External Sites
Our Website may contain links to third-party websites not operated by us. We are not responsible for the privacy practices or content of these external sites.
Changes to This Privacy Policy
We reserve the right to update this Privacy Policy at any time. Changes will be posted on this page. Continued use of our Website or Services after changes are made constitutes acceptance of the revised Privacy Policy.
By using our Website and Services, you agree to the terms outlined in this Privacy Policy.
